Entries by Annette Cooper

Locking out the Lockout Clause

So on a beautiful quiet day in pastoral Sonoma County, after almost 3 years my 61 year old client Diane finally received the final order from the Court. It was ordered that Bayview Financial/M & T Bank was to return the excessive PREPAYMENT/lockout fee that they had woven into the loan documents, unbeknownst to Diane […]

A Peek at Capital Gains for 2013

The Health Care and Education Reconciliation Act of 2010 (HCERA) added Internal Revenue Code §1411, which imposes a new 3.8% tax on net investment income, effective January 1, 2013. The new law imposes a 3.8% tax on the lesser of the taxpayer’s net investment income or the excess of the taxpayer’s adjusted gross income over […]

Leasing vs Sales Forecast for 2013

Leasing activity continues to be exponential when compared to the sales volume we are witnessing in today’s market. Consider that leasing activity has outpaced sales volume approximately 20 to 1 within the past year. This phenomenon is particularly of interest considering the historically low interest rates available to (who appear to be) qualified SBA Borrowers, […]

Make Hay While the Sun Shines

The story goes that an ambitious young man was praying to God daily for months; intensely imploring the higher power to help him win the lottery. After many months of praying, the man received a message from the Lord, “Sir, if you want to win the lottery, you have to buy a ticket.” Investors serious […]

Due Diligence

The Chinese have two brush strokes that combine to form the word “Crisis”. One stands for danger and one stands for opportunity. I like this term because it illustrates the nature of some outstanding opportunities in this economic climate to purchase real estate; and those who can should take advantage of this “buying window”. There […]

Life Shrinks and Expands According to One’s Courage

“Taking Advantage of the Current Economic Climate” This quote is attributed to the famous poet Anais Nin who probably was referring to self-actualization as opposed to accruing a fortune, but it’s akin to a universal principle in life… that “The greater the risk; the greater the profit.” There lurks a prevailing attitude in the marketplace […]

Why Commercial Real Estate?

One tremendous advantage that you receive from investing in Commercial Real Estate is the ability to leverage your money.  With a percentage of the total purchase price (usually about 25% to 40%) you can expand your range of appreciation potential on the purchase price (not just your cash down payment). Unlike the stock market or […]

Stretching Your Retirement Dollar

It’s no secret that prudent investors have discovered the income potential of purchasing property out of their immediate area. Quick, inexpensive airline flights and easy internet access make it convenient to participate in this relative new and lucrative investment opportunity. One “management free” option for enhancing your retirement income is a Triple Net Leased Investment. […]